10393 186th St 1H, Cutler Bay, FL

40-Year Recertification process is currently underway and is expected to be completed by 09/30/2026. BEST DEAL IN TOWN!!! Price is firm. This is a great opportunity to own a well-located commercial property with owner financing available with $300,000.00 down, financing at 8% interest with a 10-year amortization. The property is located on a busy street directly across from a U.S. Post Office, providing outstanding visibility and steady foot and vehicle traffic. The building features two floors with separate, independent entrances, making it ideal for a real estate office, law firm, accounting practice, or other professional uses, while offering flexibility for both owner-users and investors. Buyers are encouraged to verify permitted uses with the zoning department. The second floor is currently rented for $1,500 per month to a stable and reliable tenant, providing immediate income, while the first floor is occupied by the owner as a real estate office; the owner is willing to lease back the space after closing or vacate prior to closing, depending on the buyer’s preference. Combined with its prime location, existing rental income, flexible occupancy options, attractive financing terms, and a roof that is only 2 years old, this property represents an excellent investment opportunity and a great place to establish or expand your business.